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Earn a yield on gold, paid in gold

Start saving and earning in gold, and watch your total ounces compound and grow.

Grow your gold with Monetary Metals

I’m interested in learning more

Make your gold work harder

You already know the timeless value of gold. But with Monetary Metals, your gold doesn’t have to sit idle, it can generate a real return, paid in gold.

We provide smart, practical solutions for precious metals investors:

  • Complimentary, fully secure storage
  • Gold leasing programs delivering up to 4% annual returns, paid in ounces
  • Gold lending opportunities offering potential for higher yields

This isn’t speculation, it’s a conservative, sustainable strategy designed to help you preserve and grow your wealth in real money: gold, not fiat.

Start earning a measured return in gold, paid in gold, and put your metal to work.

Gen

Journalist

Gold has always been powerful, but with Monetary Metals, it becomes unstoppable.

Imagine earning up to 4% in gold, paid in gold. That’s wealth that grows. Measured and paid in ounces. Real value, real money.

Testimonials

See what our clients say

Real comments from real people who have started
earning interest with Monetary Metals.

Been with this company almost from inception. The communication has been great. Addison has been a rock for the company. It's grown a lot and still has a personal touch.

Russell B

Investor Client since 2019

Invaluable resource for precious metals investors Monetary Metals is a must for any precious metals investor. They are the only way I know of to earn interest on your gold and silver, paid in gold and silver. Personally, I like that this encourages me to hold for the long term. If I'm not earning interest, I'm all too tempted to sell the price spikes… and then end up buying back at a higher price.

Adiraja F.

Investor client since 2024

This is the best company I have ever done business with in my life. The customer service is elite. The concept of gold yield is an absolute game changer for portfolio diversification. It is also the cure to the disease that is fiat currency. Anyone who cares about protecting their wealth and supporting the only business in the world actively trying to to build an honest monetary system will be thrilled to do business with Monetary Metals

Brian B.

Client since 2022

The testimonials presented on this page have been provided by actual clients of Monetary Metals without compensation. Testimonials have been edited to remove personally identifiable information and for brevity. Testimonials were not selected based on objective or random criteria. The uncompensated testimonials presented here may not be representative of other investors' experiences, and there is no guarantee you will experience future performance or success consistent with the testimonials presented.

How it works
Create your account
Complete your account set up in less than 15 minutes. We work with clients in the United States, and all over the world.
Fund your account
Purchase gold from us or send in metal you already own (bullion products only). Our purchase fees are below 1% for gold and silver. And we offer FREE shipping and insurance for any metal you send to fund your account.
Select your yield opportunities
Choose which leases or bonds you want to participate in. You can opt-out of any opportunity, and you can withdraw your metal at any time. Actively manage your account, or set it and forget. It’s your metal. You’re in control.
Watch your ounces grow!
You work hard for your metal, now it’s time your metal works hard for you. Day or night, 24/7, 365, your metal is earning you interest without you having to lift a finger. The only thing that’s better than compound interest, is compound interest in gold and silver!

Ready to get started? Open your account today!

Open your account with Monetary Metals

How to open an account

Opening an account is a simple process and can be completed online in as little as 10 minutes.

 

 

Please bear in mind the following items:

The minimum to open an account is 10 ounces of gold, or 1000 ounces of silver or the US dollar equivalent.
You can fund your account with metal you already own or purchase metal from us at less than 1% over spot.
You will need a government-issued photo ID to open your account.
Open your account

Why earn interest on gold and silver?

How is Monetary Metals able to pay interest on gold and silver?
We pay interest on gold and silver by connecting our clients with businesses that use gold productively – any company with physical gold or silver as inventory or work-in-progress. This includes jewelers, mints, precious metals dealers, refiners, recyclers, and mining companies.

We provide qualified businesses Gold Financing, Simplified™. They happily pay a fee to lease or borrow the gold & silver they require in their business. We take a small percentage of what they pay and the rest is distributed to our clients.
What interest rate can I expect to earn?
Historically, Monetary Metals’ leases have paid between 2% – 5% net annual to investors. The weighted average rate of return in our lease program currently hovers between 3% and 4%. This rate of return is denominated in ounces and paid in ounces. For example, 100oz earning 3% every year, will generate 3oz in gold income, annually. Gold bonds, which are securities, offer higher yields, from 6% to 19%. on our recent offering). Gold bonds are available to accredited investors only.
Does Monetary Metals also pay interest on silver?
Yes. We offer silver leases and bonds in addition to gold leases and bonds. Clients can open an account, hold a silver balance, and earn interest in silver in that account.