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Earn a yield on gold, paid in gold

Start saving and earning in gold, and watch your total ounces compound and grow.

Grow your gold with Monetary Metals

I’m interested in learning more

Stop letting your gold sit idle

Most investors hold gold as insurance. But insurance doesn’t build wealth, productivity does.

Monetary Metals allows you to earn a yield on your gold holdings, up to 4% per year, paid in additional gold ounces.

That means:

  • You don’t sell your gold.
  • You don’t convert to fiat.
  • You don’t rely on price appreciation alone.

Financial freedom isn’t just about owning assets. It’s about owning assets that work.

Tom Bilyeu

Host of Impact Theory

Most people think of gold as protection,  something you hold when you don’t trust the system.

Monetary Metals challenged that. They’ve built a way for your gold to earn a yield paid in more gold, turning a defensive asset into something productive.

That’s the kind of mindset shift I’m always talking about: don’t just store value, make it work.

Testimonials

See what our clients say

Real comments from real people who have started
earning interest with Monetary Metals.

The staff helped answer all of my questions going in and the process was very easy. I prefer getting paid lease rates instead of paying storage fees!

Brandon T.

Review left on Jan. 10 2026

Investing in precious metals leases and bonds is a no-brainer. I love Monetary Metals!

David L.

Review left on Oct. 23 2024

The company is just a company trying to get sound money going again. Basically saving civilization from financial collapse. Their goal is noble and should be supported!

Jefferson B.

Review left on Dec. 20 2025

The testimonials presented on this page have been provided by actual clients of Monetary Metals without compensation. Testimonials have been edited to remove personally identifiable information and for brevity. Testimonials were not selected based on objective or random criteria. The uncompensated testimonials presented here may not be representative of other investors' experiences, and there is no guarantee you will experience future performance or success consistent with the testimonials presented.

How it works
Create your account
Complete your account set up in less than 15 minutes. We work with clients in the United States, and all over the world.
Fund your account
Purchase gold from us or send in metal you already own (bullion products only). Our purchase fees are below 1% for gold and silver. And we offer FREE shipping and insurance for any metal you send to fund your account.
Select your yield opportunities
Choose which leases or bonds you want to participate in. You can opt-out of any opportunity, and you can withdraw your metal at any time. Actively manage your account, or set it and forget. It’s your metal. You’re in control.
Watch your ounces grow!
You work hard for your metal, now it’s time your metal works hard for you. Day or night, 24/7, 365, your metal is earning you interest without you having to lift a finger. The only thing that’s better than compound interest, is compound interest in gold and silver!

Ready to get started? Open your account today!

Open your account with Monetary Metals

How to open an account

Opening an account is a simple process and can be completed online in as little as 10 minutes.

 

 

Please bear in mind the following items:

The minimum to open an account is 10 ounces of gold, or 1000 ounces of silver or the US dollar equivalent.
You can fund your account with metal you already own or purchase metal from us at less than 1% over spot.
You will need a government-issued photo ID to open your account.
Open your account

Why earn interest on gold and silver?

How is Monetary Metals able to pay interest on gold and silver?
We pay interest on gold and silver by connecting our clients with businesses that use gold productively – any company with physical gold or silver as inventory or work-in-progress. This includes jewelers, mints, precious metals dealers, refiners, recyclers, and mining companies.

We provide qualified businesses Gold Financing, Simplified™. They happily pay a fee to lease or borrow the gold & silver they require in their business. We take a small percentage of what they pay and the rest is distributed to our clients.
What interest rate can I expect to earn?
Historically, Monetary Metals’ leases have paid between 2% – 5% net annual to investors. The weighted average rate of return in our lease program currently hovers between 3% and 4%. This rate of return is denominated in ounces and paid in ounces. For example, 100oz earning 3% every year, will generate 3oz in gold income, annually. Gold bonds, which are securities, offer higher yields, from 6% to 19%. on our recent offering). Gold bonds are available to accredited investors only.
Does Monetary Metals also pay interest on silver?
Yes. We offer silver leases and bonds in addition to gold leases and bonds. Clients can open an account, hold a silver balance, and earn interest in silver in that account.