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Earn interest on gold, paid in gold

Start saving and earning in gold, and watch your total ounces compound and grow.

Grow your gold with Monetary Metals

I’m interested in learning more

Build wealth that endures

It’s time to start building wealth in assets that can’t be inflated away. Grow your gold by putting it to work and get paid monthly in physical ounces. Stop paying to store your gold and start getting paid to own it.

With Monetary Metals, you can earn A Yield on Gold, Paid in Gold®

You can earn up to 3% on your metal in our lease program, paid in physical gold. Higher yields are offered in gold and silver bonds, which are available to accredited investors only.

Stop trying to save and earn in dollars. Start saving and earning in gold and silver, and watch your total ounces compound and grow over time.

Karlton Dennis

Renowned expert in tax strategy

Building long-term wealth isn’t just about what you earn—it’s about how you earn it. With Monetary Metals, you can put your gold and silver to work, earning a steady, passive return paid in ounces. Instead of just owning gold, start growing it in a tax efficient, secure, and predictable way.

Testimonials

See what our clients say

Real comments from real people who have started
earning interest with Monetary Metals.

I love earning more gold and silver on my gold and silver holdings!

Stephen B.

Investor Client since 2019

I couldn’t be happier with my experience with Monetary-Metals… My only regret is that I didn’t become a client sooner!

Kris W.

Investor client since 2018

Monetary Metals performed extensive due diligence on the borrower, and closely monitored the performance of the bond. And it paid off. My clients and I were able to obtain exposure to gold, and an attractive yield. That’s a win-win in today’s investment environment. I’m very pleased with the results.

Greyson G.

Client since 2019

The testimonials presented on this page have been provided by actual clients of Monetary Metals without compensation. Testimonials have been edited to remove personally identifiable information and for brevity. Testimonials were not selected based on objective or random criteria. The uncompensated testimonials presented here may not be representative of other investors' experiences, and there is no guarantee you will experience future performance or success consistent with the testimonials presented.

How it works
Create your account
Complete your account set up in less than 15 minutes. We work with clients in the United States, and all over the world.
Fund your account
Purchase gold from us or send in metal you already own (bullion products only). Our purchase fees are below 1% for gold and silver. And we offer FREE shipping and insurance for any metal you send to fund your account.
Select your yield opportunities
Choose which leases or bonds you want to participate in. You can opt-out of any opportunity, and you can withdraw your metal at any time. Actively manage your account, or set it and forget. It’s your metal. You’re in control.
Watch your ounces grow!
You work hard for your metal, now it’s time your metal works hard for you. Day or night, 24/7, 365, your metal is earning you interest without you having to lift a finger. The only thing that’s better than compound interest, is compound interest in gold and silver!

Ready to get started? Open your account today!

Open your account with Monetary Metals

How to open an account

Opening an account is a simple process and can be completed online in as little as 10 minutes.

 

 

Please bear in mind the following items:

The minimum to open an account is 10 ounces of gold, or 1000 ounces of silver or the US dollar equivalent.
You can fund your account with metal you already own or purchase metal from us at less than 1% over spot.
You will need a government-issued photo ID to open your account.
Open your account

Why earn interest on gold and silver?

How is Monetary Metals able to pay interest on gold and silver?

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We pay interest on gold and silver by connecting our clients with businesses that use gold productively – any company with physical gold or silver as inventory or work-in-progress. This includes jewelers, mints, precious metals dealers, refiners, recyclers, and mining companies.

We provide qualified businesses Gold Financing, Simplified™. They happily pay a fee to lease or borrow the gold & silver they require in their business. We take a small percentage of what they pay and the rest is distributed to our clients.

What interest rate can I expect to earn?

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Historically, Monetary Metals’ leases have paid between 2% – 5% net annual to investors. The weighted average rate of return in our lease program currently hovers between 3% and 4%. This rate of return is denominated in ounces and paid in ounces. For example, 100oz earning 3% every year, will generate 3oz in gold income, annually. Gold bonds, which are securities, offer higher yields, from 6% to 19%. on our recent offering). Gold bonds are available to accredited investors only.

Does Monetary Metals also pay interest on silver?

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Yes. We offer silver leases and bonds in addition to gold leases and bonds. Clients can open an account, hold a silver balance, and earn interest in silver in that account.